Financing with Our Dealership

Victory Lane Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Start Your Application Today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

More About of

Should You Lease Your New Victory Lane Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Victory Lane Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Welcome to Our Financing Department

At Victory Lane Ford We Help You Secure Auto Financing

Once you've found the right crossover, SUV or truck, we'll take steps to finalize the transaction. That means helping with auto financing via our team of specialists who can find the right plans that suit the needs of a variety of drivers from Illinois, and get you behind the wheel as soon as possible.

The Options of Loan vs Lease

If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Ford for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Litchfield IL drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but Illinois drivers can look to the Victory Lane Ford finance team to help sort through details.

Jumpstart the Auto Financing Process in Litchfield IL

When you're prepared to make your next move, you can count on our friendly financing experts here at Victory Lane Ford to help with all your financing needs and guide you through a smooth, easygoing financing experience. All you need to do is fill out our easy financing application, which you can do right from the comfort of home, and we'll be ready to start crunching numbers to help you get that much closer to owning the F-150, Escape, Explorer, Bronco Sport or Ranger of your dreams.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Victory Lane Ford

    903 Old Route 66 North
    Litchfield, IL 62056

    • Sales: (217) 324-3673
Loading Map...

Get in Touch

  • Contact our Sales Department at: (217) 324-3673
  • Monday8am-6pm
  • Tuesday8am-6pm
  • Wednesday8am-6pm
  • Thursday8am-6pm
  • Friday8am-6pm
  • Saturday8am-4pm
  • SundayClosed